Agartala: May 09: Tripura Gramin Bank has reported steady growth in its financial performance for the fiscal year 2024-25, reflecting its commitment to financial stability, risk management, and rural development.
The bank witnessed a 13.60% increase in total business, which stood at ₹12,398.55 crore as of March 31, 2024 and is projected to reach ₹14,085.14 crore by March 31, 2025. Deposits also saw an upward trend, growing by 14.38% to ₹8,800.81 crore in 2024, with expectations of reaching ₹10,066.00 crore by 2025.
Loan advances rose by 11.71%, increasing from ₹3,597.74 crore in 2024 to a projected ₹4,019.14 crore in 2025. The bank’s operational profit is expected to climb to ₹191.11 crore by March 31, 2025, up from ₹153.04 crore the previous year. Net profit projections also show a sharp rise, expected to reach ₹104.91 crore, compared to ₹27.92 crore in 2024.
Tripura Gramin Bank maintains a robust Capital Adequacy Ratio (CAR) of 40.88%, with a slight expected decrease to 39.93% in 2025. The bank’s Bank-Specific Risk Assessment (BSRA) ratio stands at 24.50%, well above the national benchmark of 9%, underscoring its strong financial position.
Tripura Gramin Bank continues to play a significant role in fostering rural development, supporting self-reliance loans, microfinance, and entrepreneurship. It is actively involved in SHG (Self-Help Group) financing under the Rural Livelihood Mission (RLM), strengthening financial inclusion through MFI (Microfinance Institutions) partnerships.
With its consistent growth, proactive risk management, and focus on rural development, Tripura Gramin Bank remains a key contributor to the regional economy. The bank aims to sustain its upward trajectory while expanding financial services to underserved communities.
