Agartala, May 2, 2026 — Tripura Gramin Bank (TGB) reported a robust financial performance for FY 2025–26, recording strong growth in business, profitability and asset quality while deepening financial inclusion across the state. Chairman Satyendra Singh, addressing a press conference on Saturday, credited customer trust, a tech-driven workforce and diversified operations for the bank’s success.
The bank’s total business rose to Rs. 15,422 crore, marking a 9.49% year-on-year increase. Deposits climbed to Rs. 10,889 crore, improving the credit-deposit ratio to 41.62% from 39.93% in the previous fiscal. Operating profit stood at Rs. 236.10 crore, while net profit surged 76.19% to Rs. 184.84 crore, reflecting strong financial momentum.
TGB’s asset quality showed notable improvement, with gross NPAs reduced to 2.89% and net NPAs maintained at zero. The Capital to Risk-Weighted Assets Ratio (CRAR) stood at a healthy 28.58%, well above regulatory requirements. Loan disbursements during the year reached Rs. 2,854.71 crore.
Expanding significantly since its inception in 1976 with just four branches, TGB now operates 150 branches and 12 ultra-small branches, covering all eight districts of Tripura. Efficiency indicators remained strong, with per-branch business at Rs. 102.81 crore and per-employee business at Rs. 17.77 crore.
The bank continued to prioritize rural and priority sector lending. Advances to agriculture and allied sectors stood at Rs. 1,119.05 crore, accounting for 24.69% of total advances, while overall priority sector lending reached Rs. 3,499.81 crore (77.22%). TGB issued 29,661 Kisan Credit Cards, financed 16,360 Self Help Groups and sanctioned over 12,500 Mudra loans to support small enterprises.
Infrastructure and outreach also expanded, with 43 ATMs and 487 Business Correspondent points, including 148 BC Sakhis. Digital initiatives such as e-Bank Guarantee, upgraded mobile banking, and Aadhaar Data Vault enhanced customer experience and security.
Under financial inclusion drives, the bank facilitated lakhs of enrollments in Jan Dhan, insurance and pension schemes. It also received national recognition, including the SKOCH Award 2025.
Looking ahead, TGB aims to strengthen digital banking, boost MSME and agriculture credit, and promote financial literacy, reaffirming its commitment to a self-reliant Tripura.
